First-time buyers
Your first home, step by step
Your first purchase comes with new words, new costs and new deadlines. I’ll explain each one before you need it.
What to budget for
- Your down payment, plus closing costs: legal fees, deed transfer tax, inspection and insurance
- A deposit when your offer is accepted, held in trust
- Moving and setup costs for your first months
Common first-time questions
- How much can I afford, and how much should I spend?
- What does “conditional” mean, and how long do conditions last?
- Should I buy in town, or a rural home with a well and septic?
